SBA Buddy – SBA-to-SBA Loan Refinancing Made Simple

You took out your SBA loan. Then left it alone. Now what?

You

took

out

your

SBA

loan.

Then

left

alone.

Now

what?

You took out your SBA loan. Then left it alone. Now what?

You

took

out

your

SBA

loan.

Then

left

alone.

Now

what?

You don’t need more loans — just a smarter version of the one you already have. Lower payments. Lower rates. More cash flow.

“Businesses often save five to six figures by refinancing with SBABuddy.”

Businesses

often

save

five

six

figures

refinancing

with

SBAbuddy

Based on real refinancing scenarios.

See Your Savings

Refinance

Unlock cash flow

Get pre-qualified in under 5 minutes.

Get

pre

qualified

under

minutes

Most borrowers qualify for SBA refinancing with SBABuddy.

You took out your SBA loan. Then left it alone. Now what?

You

took

out

your

SBA

loan.

Then

left

alone.

Now

what?

You took out your SBA loan. Then left it alone. Now what?

You

took

out

your

SBA

loan.

Then

left

alone.

Now

what?

You don’t need more loans — just a smarter version of the one you already have. Lower payments. Lower rates. More cash flow.

“Businesses often save five to six figures by refinancing with SBABuddy.”

Businesses

often

save

five

six

figures

refinancing

with

SBAbuddy

Based on real refinancing scenarios.

See Your Savings

Refinance

Unlock cash flow

Get pre-qualified in under 5 minutes.

Get

pre

qualified

under

minutes

Most borrowers qualify for SBA refinancing with SBABuddy.

Refinance.
Unlock Cash Flow.
Reinvest in What Matters.
Refinance.
Unlock Cash Flow.
Reinvest in What Matters.
Refinance.
Unlock Cash Flow.

Refinance.
Unlock Cash Flow.
Reinvest in What Matters.
Refinance.
Unlock Cash Flow.
Reinvest in What Matters.
Refinance.
Unlock Cash Flow.

Refinance.
Unlock Cash Flow.
Reinvest in What Matters.
Refinance.
Unlock Cash Flow.
Reinvest in What Matters.
Refinance.
Unlock Cash Flow.

Exclusive Access

Did your bank ever call to lower your rate?

Did

your

bank

ever

call

lower

your

rate?

Of course not. Banks move on to the next borrower. We work with SBA partners who specialize in refinancing — so you don’t miss it.

Exclusive access

Exclusive

access

We partner with strategic SBA banking partners specializing in SBA refinancing.

Nationwide Reach

Nationwide

reach

We help business owners across the country unlock savings and improve cash flow.

Fast process

Fast

process

From pre-qualification to closing, our streamlined process gets you results quickly.

See Your Savings

Simple Process

How it works

How

works

Refinance your SBA loan in 3 simple steps — fast, transparent, and built to save you more.

Check elegibility

Check

eligibility

Quick pre-qualification in minutes.

Review your savings

Review

your

savings

Transparent numbers, no surprises.

Close and save

and

save

Lower payments, improved cash flow.

Start My Pre-Approval

Why Choose SBAbuddy

Key benefits of SBA-to-SBA refinancing

Key

benefits

SBA

refinancing

Put thousands back into your business every month.

Lower Interest Rates

Lower

interest

rates

Competitive long-term rates that beat what most borrowers are stuck with today.

Option to add working capital

Option

add

working

capital

Tack on extra capital for reinvestment and growth.

Lower your monthly payment. Free up cash.

Lower

your

monthly

payment

free up

cash

Put thousands back into your business every month.

Save $50K+

Save

$50K+

Most borrowers save five to six figures in interest.

Flexible prepayment options

Flexible

prepayment

options

Repay faster or slower — you choose what works best.

Smart Protection

All-Weather Rate Plan

All-Weather

gameplan

No need to time the market. With SBAbuddy, you win in any scenario — whether rates fall, stay flat, or rise. Don't worry about ‘locking in’ today — if rates fall significantly, we can reprice you lower. If they don’t, you’re still ahead.

Rates Fall

Rates

fall

If rates fall significantly, our partner can lower your rate — no new process, no paperwork, no closing costs.

Rates stay flat

Rates

stay

flat

If they stay flat, you’re still saving today. Keep winning.

Rates rise

Rates

rise

If they rise, you’re already locked in low. Enjoy the ride.

guessing.

"wait and see".

being

stuck.

Just

smart

planning.

Real-World Savings Example

Here’s what refinancing actually looks like.

Here's

what

refinancing

actually

looks

A real scenario showing how SBAbuddy frees up cash flow for businesses like yours.

Monthly Payment Comparison

Monthly

payment

comparison

Before

$13,494

After

$8,529

+$4,964 / month freed up

+$4,964

free

cash

flow

Illustrative example. Actual savings will vary based on borrower

profile and loan terms. Figures shown exclude applicable fees.

Illustrative example. Actual savings will vary based on borrower profile and loan terms. Figures shown exclude applicable fees.

Case context

Case

context

Business: Family-owned HVAC company.

Size: 10 employees.

Original SBA Loan: $1,000,000

Remaining Balance: $718,543 (after 4 years, 6 years left)

That’s payroll for another employee, a marketing push, or simply more breathing room.

That's

payroll

for

another

employee

marketing

push

simply

breathing

room

Hire the extra employee you’ve been putting off.
Launch the marketing campaign you’ve delayed.
Expand inventory or open a new location.
Take pressure off cash flow so you can breathe.

What’s the move you’ve been putting off?

What’s

the

move

you've

been

putting

off?

More staff? A new location? Or finally some breathing room? The choice is yours.

Whatever your next move is, SBABuddy helps you get there.

Whatever

your

move

is,

SBAbuddy

helps

you

get

there.

See Real Results

Ready to stop overpaying for your own success?

Ready

stop

overpaying

for

your

own

success?

Lower your rate. Free up cash flow. Fund what’s next.

SBAbuddy is an independent platform — not affiliated with the SBA or any government agency.

Need help? Email us at support@sbabuddy.com

Legal

Built by

SBAbuddy is an independent platform — not affiliated with the SBA or any government agency.

Need help? Email us at support@sbabuddy.com

Legal

Built by

SBAbuddy is an independent platform — not affiliated with the SBA or any government agency.

Need help? Email us at support@sbabuddy.com

Legal

Built by